Top 10 Benefits of Caravanning
Caravanning is one of the most enjoyable and flexible ways of holidaying, as it offers a sense of freedom and adventure that not many…
Choose your policy type
Not all products are available in MyAccount yet, access for our Breakdown products and Touring Caravan are coming soon:
Cover that travels with you
TOURING CARAVAN
INSURANCE
Compare Touring Caravan Insurance from a panel of specialist providers.
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Flexible cover options
Built for touring caravan owners
Protect your touring caravan while towing, pitched up, travelling abroad or stored at the address declared on your policy.
What’s covered by touring caravan insurance?
All Eversure policies provide core protection, with the exact cover depending on the insurer and policy you choose. Check the cover shown with your quote and the policy wording before purchasing.
- Theft and attempted theft damage
- Accidental damage
- Storm and fire cover
- Flood cover–May not be available in flood-prone areas
- Alternative accommodation–Following an accepted claim
Optional extras*
- New for old cover–For caravans owned from new, insured at their ‘new’ value if replacement is needed after a claim.
- Market value cover–For second-hand caravans
- Awning cover–Must be taken down during adverse weather
- Caravan equipment–E.g. motor movers, electrical household goods, furnishings and utensils
- Personal possessions–Personal items that are worn, used, or carried outside the caravan e.g. mobile
- European cover–Available for 90 or 180 days per trip
- Public liability–Options of £1 million, £2 million or £5 million
- Legal expenses–Covered up to £250k
- Key cover up to £1,500
*For all core cover and optional extras, benefits, limits and exclusions apply. Check the cover shown with your quote and the relevant policy wording.
- Theft where security requirements were not met
- Loss or damage in an undisclosed location
- Awning loss or damage in adverse weather
- Hobby, Roma or Tabbert caravans
- Ineligible ownership or residency
- Third-party damage while towing
- Permanent residence, business use or hire
- Wear and tear, gradual damage or water ingress
- Mechanical or electrical breakdown
- Poor maintenance, unsafe towing or an unroadworthy caravan
Do I need touring caravan insurance?
Touring Caravan Insurance may not be a legal requirement, but it can give you peace of mind on every trip. Your car insurance may cover damage you cause to others while towing, but it usually won’t cover your caravan. If your caravan is stolen, damaged or caught in a fire, the right cover can help ease the cost and stress of putting things right. Storm and flood cover may also apply, subject to the policy terms, conditions and exclusions.
Cover on the road, on site and in storage
Protection designed around the different ways a touring caravan is used throughout the year.
Compare specialist insurers
Complete one quote and compare suitable cover and prices from Eversure’s panel.
The right cover for your caravan
Select new for old or market value cover where available, so your caravan is covered for what it’s worth.
How touring caravan works
From getting a quote to making a claim, here is how Eversure Touring Caravan Insurance works at each stage.
Tell us about you and your caravan
Complete the quote journey with your personal details and information about your caravan, including its make and value.
You must own the caravan and be permanently resident in the UK. Eversure cannot currently provide cover for Hobby, Roma or Tabbert caravans.
Choose your cover
Select New-for-old or Market-value cover if available, so your caravan is covered for what it’s worth:
- New for old cover – Replaces an eligible caravan with a new equivalent after theft or damage beyond economical repair, provided the declared value covers the full replacement cost. Some insurers offer this for caravans up to 10 years old.
- Market value cover – Pays the caravan’s current market value following a total loss, based on the replacement cost of an equivalent second-hand caravan.
Include the value of any awning and caravan equipment you want to insure, such as motor movers, electrical goods, furnishings and utensils. Personal possessions are separate, so check whether portable items are already covered elsewhere before adding them.
You can also select European cover where available, along with legal expenses and key cover.
Options, limits and prices vary between insurers.
Check your security and storage requirements
Tell us where your caravan is permanently sited, how it’s used and if sited, what security the site has. This may be a locked gate, perimeter fencing, CCTV or a warden. If you’re unsure about your site’s security, check its CaSSOA rating or contact the site directly.
The caravan must not be used as a permanent residence or for trade, business or professional purposes.
If the site, its security or how you use the caravan changes, please let us know through our contact form.
Review the benefits, exclusions and limitations
Before purchasing, check:
- The insurer and policy wording
- New-for-old or market-value cover
- The caravan’s insured value
- Awning and equipment values
- Security and storage requirements
- European and public-liability cover
- Legal expenses and key cover
- Eligibility requirements and exclusions
- The excess
You’ll find the full terms, conditions, limits and exclusions with your selected quote. Please read these carefully before you buy to make sure the cover meets your needs.
Purchase your chosen policy
Choose the quote that suits your needs and pay annually, or by monthly instalments where available.
Following purchase, your schedule will confirm the insurer, policy dates, cover selected and the information you provided. Full policy documentation will be emailed to you and can also be accessed through the MyAccount portal.
Keep your policy documents somewhere accessible in case you need to refer to your cover or make a claim.
Making a claim
If your caravan is damaged, lost or stolen:
- Follow the claims process shown in your selected insurer’s policy documents
- Provide your policy number and details of what happened
- Protect your caravan from further damage, where it is safe to do so.
- Supply proof of purchase and keep any receipts, repair or replacement estimates and damaged items where possible
- Report theft or vandalism to the police immediately and obtain a crime reference number
Your selected insurer’s policy wording contains the full claims procedure and explains who to contact.
Keep your policy up to date
Adjustments
Tell Eversure if your circumstances change so your policy continues to reflect the correct details.
This includes changes to the caravan’s value, storage address, security arrangements, use or ownership. An admin fee may apply for mid-term adjustments.
Cancellations
If you need to cancel your policy, please refer to your policy documents for the applicable cancellation terms.
Please use our contact form for adjustments and cancellations.
Tow it. Pitch it. Protect it.
Compare cover from Eversure’s panel and choose protection that suits the way you use your caravan.
Frequently asked questions
Answers to the questions people ask us most.
Read our useful guides
Clear guidance to help you protect, maintain and enjoy your touring caravan.
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