Safeguard your place on the park

STATIC CARAVAN
INSURANCE

Compare Static Caravan Insurance from a panel of specialist providers.

Strong community of Eversure customers

6x Platinum Award Winner

Compare a panel of specialist insurers

Flexible cover options

Cover for your home away from home

Owning a static caravan is about having somewhere to properly switch off. Static Caravan Insurance helps protect your holiday home whether you are enjoying time on the park or when it is unoccupied between visits.

What’s covered by static caravan insurance?

All Eversure policies provide core protection, with the exact cover depending on the insurer and policy you choose. Check the cover shown with your quote and the policy wording before purchasing.

Theft and attempted theft
Accidental damage
Storm and fire cover
Flood cover–May not be available in flood-prone areas
Alternative accommodation–Following an accepted claim
Site clearance, transport and re-siting–Following an accepted claim

Optional extras*

New for old cover–For caravans owned from new, insured at their ‘new’ value if replacement is needed after a claim.
Market value cover–For second-hand caravans
Contents cover
Personal possessions–Personal items that are worn, used, or carried outside the caravan e.g. mobile
Public liability–Options of £1 million, £2 million or £5 million
Legal expenses–Covered up to £250k
Key cover up to £1,500

*For all core cover and optional extras, benefits, limits and exclusions apply. Check the cover shown with your quote and the relevant policy wording.

Key exclusions and restrictions include:

Theft where security requirements were not met–Incidents must be reported to the police.
Caravans based outside the UK
Ineligible ownership or residency–Caravans you do not own and non-UK residents.
Caravans previously declared a total loss
Pre-existing damage
Permanent residence, business use or hire
Water damage without winter precautions
Wear and tear or gradual water ingress–Includes damp, rot, and water getting in through worn seams, seals, joints, windows or doors.
Faulty design, workmanship, repairs or materials
Excluded valuables or amounts above declared value or policy limits

*Check the policy wording shown with your quote for the full exclusions, limits and excess.

Theft where security requirements were not met
Caravans based outside the UK
Ineligible ownership or residency
Caravans previously declared a total loss
Pre-existing damage
Permanent residence, business use or hire
Water damage without winter precautions
Wear and tear or gradual water ingress
Faulty design, workmanship, repairs or materials
Excluded valuables or amounts above declared value or policy limits

Do I need static caravan insurance?

Losing your caravan to theft, fire, storm or flood can be stressful and costly, and repairs or a replacement can run into thousands. Many holiday parks also make Static Caravan Insurance, often including public liability cover, part of their pitch or site agreement.

Protection between visits

Cover designed for a holiday home that remains on its licensed site throughout the year.

Compare specialist insurers

Complete one quote and compare suitable cover and prices from Eversure’s panel.

The right cover for your caravan

Select new-for-old cover or market-value where available and eligible, and insure the caravan for the correct replacement value.

How static caravan insurance works

From getting a quote to making a claim, here is how Eversure Static Caravan Insurance works at each stage.

Tell us about you and your caravan

Complete the quote journey with your personal details and information about your caravan or holiday home, including its age, construction, use, and the licensed holiday site where it is sited.

You must be permanently resident in the UK.

Choose your cover

Select New-for-old or Market-value cover if available, so your caravan is covered for what it’s worth:

New for old cover – Replaces an eligible caravan with a new equivalent after theft or damage beyond economical repair, provided the declared value covers the full cost of a new equivalent.
Market value cover – Pays the caravan’s current value following a total loss, provided the declared value reflects the replacement cost of a similar second-hand caravan.

Include the value of any contents you want to insure. Contents are items that are not permanently fixed to the caravan. Personal possessions are separate, so check whether items are already covered elsewhere before adding them.

You can also select public liability, legal expenses and key cover.

Options, limits and prices vary between insurers.

Check your site and use requirements

Tell us where your caravan is permanently sited and how it is used. Cover is for static caravans, leisure homes, chalets and holiday lodges on licensed holiday parks in the UK.

The caravan must not be used as a permanent residence or for trade, business or professional purposes.

If the site or use changes, please let us know through our contact form.

Review the benefits, exclusions and limitations

Compare more than the headline price. Before purchasing, check:

The insurer and policy wording
New-for-old cover or Market-value
The caravan and contents sums insured
The excess
Public-liability cover
Alternative accommodation and re-siting benefits
Legal expenses and key cover
Seasonal precautions, eligibility requirements and exclusions

You’ll find the full terms, conditions, limits and exclusions with your selected quote. Please read these carefully before you buy to make sure the cover meets your needs.

Purchase your chosen policy

Choose the quote that suits your needs and pay annually, or by monthly instalments where available.

Following purchase, your schedule will confirm the insurer, policy dates, cover selected and the information you provided. Full policy documentation will be emailed to you and can also be accessed through the MyAccount portal.

Keep your policy documents somewhere accessible in case you need to refer to your cover or make a claim.

Making a claim

If your caravan or insured contents are damaged, lost or stolen:

Follow the claims process shown in your selected insurer’s policy documents
Provide your policy number and details of what happened
Protect your caravan from further damage, where it is safe to do so.
Supply proof of purchase and keep any receipts, repair or replacement estimates and damaged items where possible
Report suspected theft or vandalism to the police and obtain a crime reference number

Your selected insurer’s policy wording contains the full claims process and explains who to contact.

Keep your policy up to date

Adjustments
Tell Eversure if your circumstances change so your policy continues to reflect the correct details.
This includes changes to the caravan’s value, contents value, site, use or ownership. Changes can affect the cover, premium or terms offered, and an admin fee may apply for mid-term adjustments.

Cancellations
If you need to cancel your policy, please refer to your policy documents for the applicable cancellation terms.

Please use our contact form for adjustments and cancellations.

Your place on the park. Protected.

Compare cover from Eversure’s panel and choose protection that suits your holiday home.

Frequently asked questions

Answers to the questions people ask us most.

All FAQ

Read our useful guides

Clear guidance to help you protect, maintain and enjoy your static caravan.

Visit the blog

Let’s get you covered

Get a price